Financial planning is not a static situation but rather it is fluid and dynamic, just like your life. We recognize that as your life unfolds your needs will evolve and we maintain an ongoing process that not only allows us to react to critical financial and life events but assures that we can actually prepare for them.
We know events can be as diverse as planning for retirement, selling a business, receiving an inheritance, buying a recreational property or pro-actively planning for your legacy. Our resources, experience and expertise take the many pieces of your financial plan and keep them in place to ensure your financial future.
Intrinsic Wealth Management helps clients in the following:
- Investment Planning
- Estate Planning
- Retirement Planning
- Insurance Planning
- Cash Flow & Budget
- Legacy Planning
- Tax Planning
The first initial step involves assessing the current financial situation of our clients. This entire process is based on trust and ongoing communication.
1. Assess the situation: Initial meetings are a way to learn about your financial situation and articulate your needs or goals. We will ask you things such as your investment objectives, your financial goals, or how your feel about risk.
2. Financial Planning and Analysis: During this step we go through a cash flow analysis and goal funding status based upon the client’s assets and liabilities vs their future needs. As part of our wealth management process, we go into detail regarding overall objectives, risk tolerance, proposed asset allocation, tax efficiency, and desired retirement lifestyle. Only then can we have a complete financial picture.
3. Investment Management: Investments do not end upon implementation of the first investment proposal. We continue to monitor your assets and make sure you are on track to meeting your goals. Periodic rebalancing, adhering to the target asset allocation, manager selection, and portfolio monitoring.
If you are looking for a second opinion, wondering if you are on the right track, or ready to take the first step, Let’s start the conversation