People ask us all the time what should I bring to my first appointment? It is a valid question but we don’t require you to bring anything. Here is why.
Some people are not comfortable bringing in all of their financial documents on a first appointment and we respect that. After all most people are not even sure if they are ready to do business with us or not, and we never want you to feel pressured!
Much of the information we discuss can be estimated and then solidified as we go. If you like the ideas that we share at our first meeting you can always follow up and make your plan more accurate by getting us the proper information as needed.
Taking the first step to creating a long term financial plan can be burdensome and even overwhelming to some of our clients.
All of that being said, many of our clients have specific questions and are completely comfortable sharing information right away. If that is how you feel here is a list of suggested documents . The more you bring with you the more accurate your plan will be.
Savings Statements:
Savings Accounts
CD’s
Mutual Funds
Retirement Accounts
401(k) Plans
IRA’s
Stocks
Bonds
Annuities
Brokerage Accounts
Debt Statements:
Mortgage
Home Equity
Credit Cards
Student Loans
Auto Loans
Personal Loans
Store Cards
Insurance Contracts:
Auto Insurance Policy
Home Owner’s Policy
Umbrella Policy
Disability Policy
Health Insurance Policy
Life Insurance Policy
Accident Policy (AFLAC)
Life Insurance
Other Recommended Documents:
Your Will or any Trusts you have
Social Security Statements (https://www.socialsecurity.gov/myaccount/)
Anything you want me to review
None of this information is required for your first meeting. Please do not put off meeting until you have everything on this list as this will be counterproductive for you!